Long Term Care Rates
The cost of long-term care is shared by the resident and the Ministry of Health and Long-Term Care. The government pays for the care, some medications, food and programming you receive, but you must pay for the accommodation costs, as shown below. The accommodation rates are adjusted periodically by the Ministry and are standard across Ontario.
Long-term care home maximum co-payment fees (effective July 1, 2025)
|
Type of accommodation
|
Daily rate
|
Monthly rate
|
|---|---|---|
|
Long-stay Basic
|
$68.56
|
$2,085.37
|
|
Long-stay Semi-private
|
$82.66
|
$2,514.24
|
|
Long-stay Private
|
$97.95
|
$2,979.32
|
Please read the Bulletin to Residents of Long -Term Care Homes: Important News Regarding Long-Term Care Home Accommodations Charges
Residents who do not have enough annual income to pay for the basic room, the government can help you through a subsidy that will bring the cost down to a level residents can afford. The subsidy is not available to people requesting semi-private or private rooms. Your Care Coordinator can provide you with information about applying for a rate reduction subsidy. If you are eligible for placement in a long-term care home, you will not be refused because of an inability to pay. Your Care Coordinator can provide you with more information and help answer any additional questions you may have.
For more information, please visit the Ontario Health atHome: https://www.ontario.ca/page/paying-long-term-care
Reduced rates for low-income residents
If you are a resident and cannot afford the basic co-payment fee, you may be eligible for financial help through the Long-Term Care Rate Reduction Program.
This program helps cover the co-payment fee for eligible:
- residents living in basic accommodation
- spouses or partners who live together in a two-bed semi-private room that has been redesignated as basic accommodation
Regular semi-private and private accommodation are not eligible for a rate reduction.
Benefits that affect rate reductions
For more information, please visit the The Mississauga Halton Community Care Access Center (MHCCAC).
Before you apply
Before you apply, or to calculate if you are likely to qualify for a rate reduction, make sure you are receiving all the government benefits you may be entitled to.
If you are age 65 or over
You may qualify for:
If you have a partner or spouse who is also eligible for OAS, you can calculate your benefits separately, resulting in both you and your partner or spouse receiving a higher benefit amount. To do this, fill out a form for Involuntary Separation (the form name is unrelated to your marital status).
If you are under age 65 or ineligible for Old Age Security
You may qualify for the:
When to apply
You can only apply for a rate reduction after you move into your long-term care home. Apply within 90 days of moving in.
Your rate reduction will begin to apply for up to 90 days before the date you submit your application. To make sure you receive a rate reduction for as many days as possible, submit your application within your first 90 days at your long-term care home.
How to apply
Whether you are applying for the first time or re-applying, the process is the same.
- Make sure you receive all the benefits you might be eligible for.
- Gather information about all your sources of income.
- Inform your long-term care home that you intend to apply. The home will provide you with the application form(s) and can help you complete the application.
- Complete and submit the application, along with any required supporting documents, to your long-term care home.
Your home will submit the completed application to the ministry. Once processed, you will receive a rate statement outlining your monthly rate.